Renters can receive full budget and credit counseling with a credit review to make any transitions easier, landlord advocate/eviction diversion services, or relocation services if necessary
Under the direction of the President, the Centers for Disease Control (CDC) issued an eviction moratorium to prevent the spread of the novel coronavirus. The policy will take effect immediately and will be in force until December 31, 2020, (unless extended). There are some restrictions, but the order basically applies to individuals who received a coronavirus stimulus check earlier this year.
Understand the this action delays but does not prevent evictions. RENT IS STILL DUE and has NOT BEEN FORGIVEN.
We are still urging Congress to get back to work on negotiations to enact a COVID-19 relief bill with at least $100 billion in emergency rental assistance so that renters will not be hit with a unmanageable delinquent rent bill when the moratorium is lifted.
In the meantime, you can download the Eviction Moratorium Form for renters affected by COVID 19 below to send to your landlords. This form should be printed out, and signed by all adults listed on the lease or rental agreement.
You can also download the Eviction Moratorium FAQ's for additional information on the CDC Order.
Reopened and Expanded
NJ Governor Phil Murphy and Lt Governor Sheila Oliver announced a program to help small landlords (3-30 units) with grants to cover their tenants missed rent between April and July 2020. BUT, only if they forgive their tenants missed rent payments form that time period,
The Small Landlord Emergency Grant (SLEG) Program will reimburse small residential rental property owners for lost rent revenue due to COVID-19 between April and July 2020, as long as they agree to forgive outstanding back rent and late fees that their tenant accrued during this time.
To qualify the property must:
The application portal will open through October 13th, at 4pm. . Once the application portal is closed, applications will be reviewed and awarded in a computer-randomized order to give each application an equal chance of being funded. Applications will be evaluated for eligibility and completeness
for more information have your landlord go to: https://www.njhousing.gov/dca/hmfa/rentals/sleg/index.shtml
On Friday, May 29, 2020 Governor Phil Murphy and Lt Governor Sheila Y. Oliver announced the COVID-19 Short-Term Rental Assistance Program. The program will provide rental assistance to low- and moderate-income households that have had a substantial reduction in income as a result of the pandemic, including those who are homeless or at risk of homelessness.
The COVID-19 Short Term Rental Assistance Program will provide temporary rental assistance to low- and moderate- income households that have had a substantial reduction in income or have become unemployed due to the COVID-19 pandemic. The program will offer an initial three months of temporary rental assistance, with the ability for the household to renew for an additional three months if needed. Approximately 20 percent of the rental assistance funds will be reserved for homeless families impacted by the COVID-19 pandemic.
DCA will select applicants for short-term rental assistance through a randomized lottery process.
Further information on how to apply and Frequently Asked Questions, will be available on June 15th, and applications will be taken in July.
To submit an application, you must:
CVERAP Pre-applications will only be accepted ONLINE. The open enrollment period is
Monday, July 6, 2020 at 9:00 a.m. to Friday, July 17, 2020 at 5:00 p.m. Eastern Time.
*************EXTENDED to July 17th*************
CVERAP pre-applications can be submitted ONLINE starting on July 6th at 9:00 a.m. with the use of a personal computer, laptop, smartphone, or tablet at https://www.waitlistcheck.com/NJ559-2809. This link will not be accessible before July 6th at 9:00 a.m.
Paper CVERAP pre-applications will not be distributed or accepted. Submission of a CVERAP pre-application does not guarantee placement in the Program. Only one CVERAP pre-application per household per county will be accepted. Duplicate CVERAP pre-applications will be rejected.
Names, birthdates, income and assets information for all individuals living in the household. An email address is also required. If you do not have an e-mail address, the application process will allow you to create one. If you are not proficient in English, the CVERAP pre-application is available in 90 languages; this information can be found starting on July 6th at 9:00 a.m.at https://www.waitlistcheck.com/NJ559-2809, at the top right of the pre-application. This link will not be accessible before July 6th at 9:00 a.m.
May 11, 2020 -COVID 19 and your rent. Here are the latest FACTS and what we are telling our rental clients to do.
We continue to tell our clients that if they have been laid off or have reduced hours due to Corona virus, they should CALL their LANDLORD. They should tell their landlord their income situation and let them know the rent will be late. Your landlord CANNOT EVICT YOU.
Governor Murphy signed Executive Order # 128 which allows renters to direct that their Landlords apply the security deposit the renters own to any past due and current rent obligations as a result of the “Stay at Home” order. This communications has to be made in writing (including email). We have recommended language below.
Yes you CAN direct your landlord to use your Security Deposit to pay your rent
This is NOT free money. The tenant will be required to replenish or reestablish (pay back) the security deposit if the lease is extended, or 6 months after the emergency order is lifted.
Further, this order does not relieve the tenant from paying for any money that the landlord would recoup from the rental deposit at the end of the lease for damages beyond the normal “wear and tear”.
However, it will stop the late fees that the landlord is charging you when you can’t work and are waiting for unemployment.
Suggested wording of a request to use the security deposit to pay your rent:
NJ governor Phil Murphy signed Executive Order # 128 on April 24, 2020 allowing for the following request. I hereby request that the security deposit you are holding on my behalf which is governed by the provisions of N.J.S.A. 46:8-19 et seq., as well as the interest portion of the interest and/or earnings accumulated thereon, be applied to or credited towards rent payments due or to become due from the tenant during the Public Health Emergency established in Executive Order No. 103 (2020) or up to 60 days after the Public Health Emergency terminates.
In other words, the security deposit you are holding for me should be used to pay my past due, current and any future rent until it is exhausted.
I understand that I will be required to pay back the security deposit in full in six months following the end of the Emergency or when I renew the lease.
Please send me an accounting of the amount of funds in my rental deposit account including accrued interest, and how you are applying it to my rent.
Use your rental deposit to pay rent
The CARES Act provides a temporary moratorium on evictions for most residents of federally subsidized apartments, including those supported by HUD, USDA or Treasury (Low Income Housing Tax Credit developments) as well a moratorium on filings for evictions for renters in homes covered by federally-backed (FHA, Fannie Mae, and Freddie Mac) mortgages for 120 days after enactment.
Most Apartments that are covered are listed
Thank you to the National Low Income Housing Coalition.
With the new FEMA Emergency Declaration: New Jersey Covid-19 Pandemic (DR-4488), additional Federal Disaster funds will be made available to the state and this move COULD include funds to help Renters.
We are working with the National Low Income Housing Coalition to advocate for Rent Assistance.
We suspect like most tenants that you are already paying $1,500 per month. Then you get laid off, like scores of other workers right now. OK you’re protected from eviction for the next six months, or as long as this pandemic continues.
But then what? Will you be forced to pay $9,000 in back rent? (For context, 6 in 10 Americans don’t even have $500 in savings.)
Under almost all the proposals being discussed, tenants will still be responsible for all the rent they cannot pay during the crisis—they’ll have massive rent debt. This will ultimately just delay huge numbers of evictions until a few months after the state of emergency is officially declared to be over .
We are advocating for Rental Assistance for all those affected by the COVID 19 Pandemic
There are two way to get prepared and get AHEAD of this pandemic and receive FREE counseling from Consumer Credit and Budget Counseling:
Within 72 hours you will receive:
Increase your income and reduce your expenses and get your credit under control with Budget And Credit Counseling.
Get your credit report in shape prior to finding a new apartment
Are you having trouble with your landlord? Are they threatening eviction, ask us for help
Looking for a new place? We will help you look for a new apartment