Renters can receive full budget and credit counseling with a credit review to make any transitions easier, landlord advocate/eviction diversion services, or relocation services if necessary
Murphy Administration Announces Second Phase of Rental Assistance Program for New Jersey Residents Impacted by the COVID-19 Pandemic Program Devotes Approximately $353 Million to Help Low- to Moderate-Income Households, Including the Homeless
March 16, 2021
TRENTON, NJ – Recognizing that New Jersey residents continue to need rental assistance during the ongoing COVID-19 pandemic, the Murphy Administration today announced that the application period for a second phase of the COVID-19 Emergency Rental Assistance Program will open on March 22, 2021. The federally-funded program will provide approximately $353 million in rental assistance to low- and moderate-income households that have had a substantial reduction in income as a result of the pandemic, including those who are homeless or at risk of homelessness.
“The COVID-19 pandemic has created challenges for many New Jersey residents, but we are committed to ensuring housing security for as many people as possible during this unpreceded time,” said Governor Phil Murphy. “The Emergency Rental Assistance Program will provide help with rent for low- and moderate-income households where income has been impacted by the pandemic.”
“This pandemic has created a crisis for so many of our fellow New Jerseyans who are struggling to pay their rent because they’ve lost jobs or aren’t bringing home as much money as they once did. Governor Murphy and I urge people in this situation to quickly apply to the COVID-19 Emergency Rental Assistance Program Phase II,” said Lt. Governor Sheila Y. Oliver, who serves as Commissioner of the New Jersey Department of Community Affairs (DCA). “We’ve been in these difficult times for more than a year as a nation and state and we want to help as many people as possible pay their rent, including assisting with overdue rent, to promote housing stability and prevent homelessness.”
More than 15,000 households benefitted from the first phase of the COVID-19 Emergency Rental Assistance Program that was launched in July 2020 in response to the pandemic. The Administration was able to help 7,000 more households than originally anticipated with the $91.75 million allocated in the program’s first phase.
Applicants for the COVID-19 Emergency Rental Assistance Program Phase II (CVERAP Phase II) may be eligible for up to 12 months of rental assistance to help pay for rent arrears incurred after March 13, 2020, and future rent to the extent that funds are available. Households that already received assistance in Phase I of the program but need additional rent support and have not yet received the maximum 12 months of emergency rental assistance (including CVERAP Phase I) can apply for additional funding.
Every three months, the applicant’s household income and COVID-19 impact will be reviewed to determine if assistance is still needed and then recertified. If deemed eligible, applicants may only receive a maximum of three months of assistance at each recertification for future rent payments. Assistance that is no longer required will be used to serve additional families.
The application period will remain open until an adequate number of applications have been received to distribute the approximately $353 million allocated to the program. A notice will be published to inform the public in advance when the application period will close. Participants will be selected from the overall pool of applicants through a randomized process based on eligibility and lottery criteria.
An applicant may qualify for the assistance based on the following requirements:
• Is a New Jersey resident 18 years of age or older;
• Qualifies for unemployment or has experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due, directly or indirectly, to the COVID-19 pandemic;
• Demonstrates a risk of experiencing homelessness or housing instability; and
• Has a household income at or below 80 percent of the area median income. Maximum income limits can be found online at https://www.nj.gov/dca/divisions/dhcr/offices/cverap.html.
As part of the landlord contract, DCA will encourage landlords to agree to a reasonable payment plan for any rent arrears not covered by the rental assistance and commit to not filing for eviction for non-payment of rent during the term of the assistance.
Also, property managers or owners of a residential dwelling may apply for assistance on behalf of a tenant. The landlord must:
• Obtain the signature of the tenant on the application, which may be documented electronically; and
• Must provide documentation of the application to the tenant to notify the tenant that the application has been submitted.
DCA will provide the centralized application intake, eligibility review, and payment of assistance, which will be made directly to participants’ landlords. DCA has authorized Nan McKay & Associates to help administer the program and to communicate with applicants and landlords.
CVERAP Phase II applications can be submitted online starting at 9 a.m. on March 22 with the use of a personal computer, laptop, smartphone, or tablet at https://njdca.onlinepha.com.
DCA will extend reasonable accommodations on a case-by-case basis to disabled individuals and people who have limited English proficiency. The Department will take into consideration the disability and the needs of households without internet access. Applicants seeking accommodations may contact DCA’s Applicant Services at (609) 490-4550 from 8 a.m. to 8 p.m., seven days a week during the open enrollment period.
Submission of a CVERAP Phase II application does not guarantee placement in the program. Only one CVERAP Phase II application per household will be accepted. Duplicate CVERAP Phase II applications will be rejected.
Additional information about the program can be found online at https://www.nj.gov/dca/cverap2.shtml on the DCA website.
The program will also help provide households that are very low income and homeless with six months of future rent. Additionally, it will assist in paying for security deposits and case management for homeless households to help them bridge to more sustainable support by the end of the six months of rental assistance. These households will be selected by DCA through the Coordinated Entry process in each county’s Homeless Management Information System.
For more information about DCA, visit https://nj.gov/dca/ or follow the Department on social media:
The Mercer County Department of Human Services, in conjunction with the Mercer County Board of Social Services, has launched the Emergency Rental Assistance Program (ERAP) to help renter households in Mercer County that have been impacted by COVID-19. The program offers financial assistance to rental household for unpaid rent or utility bills due to the impact of COVID-19.
Mercer County residents must document that they would have qualified for unemployment benefits, experienced a reduction in income, and suffered major costs directly or indirectly due to COVID-19 that impacted the household.
TO APPLY AND FIND MORE INFORMATION:
Call: (609) 389-3575 M-F 8:30 a.m. – 4:30 p.m.
LANDLORDS CAN ENCOURAGE TENANTS TO APPLY at http://www.mercercounty.org/ERAP
Eligible local governments
• Atlantic County $7,868,230.90
• Bergen County $27,818,032.50
• Burlington County $13,289,751.50
• Camden County $15,113,705.80
• Essex County $15,426,829.50
• Gloucester County $8,702,770.10
• Hudson County $12,244,324.50
• Jersey City city $7,820,634.20
• Mercer County $10,964,554.50
• Middlesex County $24,620,845.60
• Monmouth County $18,465,589.40
• Morris County $14,677,248.30
• Newark city $8,415,548.50
• Ocean County $18,119,162.90
• Passaic County $14,975,093.40
• Union County $16,601,886.70
• PLUS an additional payment to the state $353,887,496.10
Rental Assistance was sent to NJ in Late January. We expect applications available in late March/Ap
Financial Assistance for New Jersey Families
Under the direction of the President, the Centers for Disease Control (CDC) issued an eviction moratorium to prevent the spread of the novel coronavirus. The policy will take effect immediately and will be in force until December 31, 2020, (Now march 31, 2021). There are some restrictions, but the order basically applies to individuals who received a coronavirus stimulus check earlier this year.
Understand the this action delays but does not prevent evictions. RENT IS STILL DUE and has NOT BEEN FORGIVEN.
We are still urging Congress to get back to work on negotiations to enact a COVID-19 relief bill with at least $100 billion in emergency rental assistance so that renters will not be hit with a unmanageable delinquent rent bill when the moratorium is lifted.
In the meantime, you can download the Eviction Moratorium Form for renters affected by COVID 19 below to send to your landlords. This form should be printed out, and signed by all adults listed on the lease or rental agreement.
You can also download the Eviction Moratorium FAQ's for additional information on the CDC Order.
Somerset County has established an Emergency Rental Relief Program for County households that had a loss of income as a result of the COVID-19 pandemic. Applicants may be eligible for up to 3 months’ rent or $3,000.00, whichever is less, for payment toward rent that is owed. The Program will only pay rent that is owed and will NOT pay late fees. Payments will be issued directly to the landlord. Note that this program is funded by the Community Development Block Grant (CDBG) and as a result, residents of Franklin Township, which has its own CDBG program, are not eligible.
There are 3 different ways to apply and submit your application:
2. Print application and submit printed copy via email:
3. Request application by mail and submit a paper copy:
PRINCETON, NJ — The Housing Initiatives of Princeton (HIP) has secured a second round of funding to help township residents facing eviction during the pandemic.
Princeton Town Council passed a resolution on Dec. 14, agreeing to the assistance. The funding will come from the Community Development Block Grant (CDBG) the town received from the federal government to promote housing stability.
"Too many Princeton residents have been hit hard by this pandemic and need some help to pay their rent. HIP has been providing Emergency Rental Assistance for years and is well situated to administer the $319,527 of the CDBG that will go directly to landlords on behalf of tenants in need, mayor Liz Lampert said in a statement.
As part of the rental assistance, the Princeton Landlord Tenant Mediation Program (PLTMP) was recently created. It will allow landlords and tenants to resolve the issue of outstanding rent and reach an agreement, giving HIP the ability to extend the financial assistance. Retired Judge Phil Carchman, Judge Debbie Poritz, and others helped in crafting the PLTMP.
Franklin residents having difficulties paying rent will soon be able to apply for rental assistance through federal CARES Act funding received by the township.
The program will use $85,000 of the $160,933 the township received earlier this year from the Community Development Block Grant program, or CDBG, allocated by the CARES Act. Applications will be available on the township’s website by Dec. 14.
“That process will begin hopefully earlier than the 14th, so look to the website and there will be information and we’ll have instructions on how applications can be submitted,” Township Manager Robert Vornlocker said.
The CDBG-CV Short Term Emergency Rental and Mortgage Assistance Grant Program will provide temporary rental and mortgage assistance, for up to six months, to low- and moderate-income households that have had a substantial reduction in income or became unemployed due the COVID-19 pandemic. Applicants may be eligible for a grant for a maximum of up to six months of emergency rental or mortgage assistance. The assistance, per month for rental assistance and mortgage assistance, will be capped at DCA’s fair market rent standard or the total of the rent or mortgage payment, whichever is lesser. The maximum amount of assistance available per rental household is $10,000 throughout a period of six months. All participants will be reviewed at the three-month interval to see if they are still in need of assistance. Persons applying must meet all applicable program income and eligibility requirements.
The program will be administered by the Atlantic County Improvement Authority under the direction of the Executive Director, John Lamey.
Current annualized household income must be at or below 80% of the Area Median Income (AMI) for Atlantic County for the size of the applicant household.
# of Household Members 80% of Median Income
1 Person $46,450.00
2 Persons $53,100.00
3 Persons $59,750.00
4 Persons $66,350.00
5 Persons $71,700.00
6 Persons $77,000.00
7 Persons $82,300.00
8 Persons $87,600.00
Applicants must disclose other local, state and federal rental/mortgage assistance received. These benefits will be taken into consideration when determining the amount that will be provided to the applicant for rental or mortgage assistance.
Applicants will be required to document financial hardship due to COVID-19.
These funds are intended to be emergency assistance.
To apply go to: https://www.acianj.org/applications/application.asp?ty=R#start
On Friday, May 29, 2020 Governor Phil Murphy and Lt Governor Sheila Y. Oliver announced the COVID-19 Short-Term Rental Assistance Program. The program will provide rental assistance to low- and moderate-income households that have had a substantial reduction in income as a result of the pandemic, including those who are homeless or at risk of homelessness.
The COVID-19 Short Term Rental Assistance Program will provide temporary rental assistance to low- and moderate- income households that have had a substantial reduction in income or have become unemployed due to the COVID-19 pandemic. The program will offer an initial three months of temporary rental assistance, with the ability for the household to renew for an additional three months if needed. Approximately 20 percent of the rental assistance funds will be reserved for homeless families impacted by the COVID-19 pandemic.
DCA will select applicants for short-term rental assistance through a randomized lottery process.
Further information on how to apply and Frequently Asked Questions, will be available on June 15th, and applications will be taken in July.
To submit an application, you must:
CVERAP Pre-applications will only be accepted ONLINE. The open enrollment period is
Monday, July 6, 2020 at 9:00 a.m. to Friday, July 17, 2020 at 5:00 p.m. Eastern Time.
*************EXTENDED to July 17th*************
CVERAP pre-applications can be submitted ONLINE starting on July 6th at 9:00 a.m. with the use of a personal computer, laptop, smartphone, or tablet at https://www.waitlistcheck.com/NJ559-2809. This link will not be accessible before July 6th at 9:00 a.m.
Paper CVERAP pre-applications will not be distributed or accepted. Submission of a CVERAP pre-application does not guarantee placement in the Program. Only one CVERAP pre-application per household per county will be accepted. Duplicate CVERAP pre-applications will be rejected.
Names, birthdates, income and assets information for all individuals living in the household. An email address is also required. If you do not have an e-mail address, the application process will allow you to create one. If you are not proficient in English, the CVERAP pre-application is available in 90 languages; this information can be found starting on July 6th at 9:00 a.m.at https://www.waitlistcheck.com/NJ559-2809, at the top right of the pre-application. This link will not be accessible before July 6th at 9:00 a.m.
Governor Murphy signed Executive Order # 128 which allows renters to direct that their Landlords apply the security deposit the renters own to any past due and current rent obligations as a result of the “Stay at Home” order. This communications has to be made in writing (including email). We have recommended language below.
Yes you CAN direct your landlord to use your Security Deposit to pay your rent
This is NOT free money. The tenant will be required to replenish or reestablish (pay back) the security deposit if the lease is extended, or 6 months after the emergency order is lifted.
Further, this order does not relieve the tenant from paying for any money that the landlord would recoup from the rental deposit at the end of the lease for damages beyond the normal “wear and tear”.
However, it will stop the late fees that the landlord is charging you when you can’t work and are waiting for unemployment.
Suggested wording of a request to use the security deposit to pay your rent:
NJ governor Phil Murphy signed Executive Order # 128 on April 24, 2020 allowing for the following request. I hereby request that the security deposit you are holding on my behalf which is governed by the provisions of N.J.S.A. 46:8-19 et seq., as well as the interest portion of the interest and/or earnings accumulated thereon, be applied to or credited towards rent payments due or to become due from the tenant during the Public Health Emergency established in Executive Order No. 103 (2020) or up to 60 days after the Public Health Emergency terminates.
In other words, the security deposit you are holding for me should be used to pay my past due, current and any future rent until it is exhausted.
I understand that I will be required to pay back the security deposit in full in six months following the end of the Emergency or when I renew the lease.
Please send me an accounting of the amount of funds in my rental deposit account including accrued interest, and how you are applying it to my rent.
Use your rental deposit to pay rent
The CARES Act provides a temporary moratorium on evictions for most residents of federally subsidized apartments, including those supported by HUD, USDA or Treasury (Low Income Housing Tax Credit developments) as well a moratorium on filings for evictions for renters in homes covered by federally-backed (FHA, Fannie Mae, and Freddie Mac) mortgages for 120 days after enactment.
Most Apartments that are covered are listed
Thank you to the National Low Income Housing Coalition.
With the new FEMA Emergency Declaration: New Jersey Covid-19 Pandemic (DR-4488), additional Federal Disaster funds will be made available to the state and this move COULD include funds to help Renters.
We are working with the National Low Income Housing Coalition to advocate for Rent Assistance.
We suspect like most tenants that you are already paying $1,500 per month. Then you get laid off, like scores of other workers right now. OK you’re protected from eviction for the next six months, or as long as this pandemic continues.
But then what? Will you be forced to pay $9,000 in back rent? (For context, 6 in 10 Americans don’t even have $500 in savings.)
Under almost all the proposals being discussed, tenants will still be responsible for all the rent they cannot pay during the crisis—they’ll have massive rent debt. This will ultimately just delay huge numbers of evictions until a few months after the state of emergency is officially declared to be over .
We are advocating for Rental Assistance for all those affected by the COVID 19 Pandemic
There are two way to get prepared and get AHEAD of this pandemic and receive FREE counseling from Consumer Credit and Budget Counseling:
Within 72 hours you will receive:
Increase your income and reduce your expenses and get your credit under control with Budget And Credit Counseling.
Get your credit report in shape prior to finding a new apartment
Are you having trouble with your landlord? Are they threatening eviction, ask us for help
Looking for a new place? We will help you look for a new apartment