Mediation can save a home from foreclosure, yet many homeowners enter the foreclosure process with their mortgage lender without an understanding of the type of relief that may be available to them. CCBC is there to help you navigate the Foreclosure Mediation Program, and the service is FREE.
CALL (888) 738-8233
Consumer Credit and Budget Counseling acts as an advocate, providing valuable assistance in helping you explore all options as you work through the NJ Foreclosure Mediation Program. Your CCBC counselor will create an action plan and help you complete the necessary paperwork to try to save your home. We provide foreclosure help
To Qualify for the Foreclosure Mediation Program:
Foreclosure Mediation Assistance
Consumer Credit and Budget Counseling acts as an advocate and can help guide homeowners through New Jersey’s existing court mediation program by creating an action plan to help to try and save your home. They can also determine if the homeowner requires further assistance and can provide other services, such as negotiating with the lender or providing post-mediation counseling and/or transition assistance.
Research has shown that homeowners who participated in counseling:
CALL (888) 738-8233 for more information
You must apply for foreclosure mediation within 60 days of receipt of the Summons and Complaint. After 60 days, you may not participate in foreclosure mediation unless you file a motion showing exceptional circumstances exist and the court allows you into mediation. If your home is scheduled for a sheriff’s sale, you will need to file a motion asking the court to stay the sheriff’s sale.
Consumer Credit and Budget Counseling is authorized in all New Jersey Counties to provide this essential and FREE service.
Consumer Credit and Budget Counseling will satisfy your Mediation Application requirement that you be assisted by an approved housing counselor.
Consumer Credit and Budget Counseling will ensure that you know what options you have, and which Home Retention options are available to you.
Don't let the Mediation option pass. It is the only way you can get the court involved in the process of Modification. The court appointed mediator will ensure that your lender/servicer is properly reviewing your application.