Consumer Credit and Budget Counseling d/b/a National Foundation for Debt Management is a non-profit nationwide Credit Counseling agency and a Premier Multi-State HUD housing counseling agency with offices in New Jersey and Florida.
Call Now to talk with our experienced and qualified counselors about any debt or credit issues. We pledge to offer you our complete attention and quality counseling to the best of our ability. 1-800-344-5153.

Mortgage Delinquency and Foreclosure Prevention Counseling New Jersey & Florida

Are you eligible for State assistance?
Is a HAMP the right direction for you?
Is a modification your best option?
Is a Short Sale your best bet?

We can answer these questions and more! As a non-profit HUD approved counseling agency we offer these services WITHOUT COST TO YOU. We help delinquent homeowners and those that are facing foreclosure.

We help clients examine their current situation and help them determine if keeping the house is possible, and the steps the clients will have to take to keep their home. We review current assistance programs and work-out options to determine the best course for homeowners.

The New Jersey "Home Saver Program"

Get prepared and be ready to submit your application here!

Laid off NJ casino employees - get help here!

High Quality Professional Service

We pledge that our clients have the right:
1. To prompt counseling services for managing money, based upon their financial situation. 
2. To treatment with dignity and respect. 
3. To be actively involved in a comprehensive assessment of their financial situation, including an appropriate action plan. 
4. To express dissatisfaction through a Complaint Resolution Process.
5. To discontinue their relationship with CCBC at any time. 
6. To ask questions and have their concerns addressed.