State Mortgage Finance Agencies

Most states have first time home buyer programs administered by their State Mortgage Finance Agencies. Most offer low cost loans in one form or another to assist the first time homebuyer. Below is a list of the state mortgage finance agencies name and web site for reference:

Alabama Housing Finance Authority www.ahfa.com

Alaska Housing Finance Corporation www.ahfc.state.ak.us

Arizona Department of Housing/Arizona Housing Finance Authority www.housingaz.com

Arkansas Development Finance Authority www.state.ar.us/adfa

California Housing Finance Agency www.calhfa.ca.gov

Colorado Housing and Finance Authority www.colohfa.org

Connecticut Housing Finance Authority www.chfa.org

Delaware State Housing Authority www.destatehousing.com

District of Columbia Department of Housing and Community Development dhcd.dc.gov

District of Columbia Housing Finance Agency www.dchfa.org

Florida Housing Finance Corporation www.floridahousing.org

Georgia Department of Community Affairs/ Georgia Housing and Finance Authority www.dca.state.ga.us

Hawaii Housing Finance and Development Corporation www.hawaii.gov/dbedt/hhfdc

Idaho Housing and Finance Association www.ihfa.org

Illinois Housing Development Authority www.ihda.org

Indiana Housing and Community Development Authority www.in.gov/ihfa

Iowa Finance Authority www.IowaFinanceAuthority.gov

Kansas Housing Resources Corporation www.kshousingcorp.org

Kentucky Housing Corporation www.kyhousing.org

Louisiana Housing Finance Agency www.lhfa.state.la.us

MaineHousing www.mainehousing.org

Maryland Department of Housing and Community Development www.dhcd.state.md.us

Massachusetts Department of Housing & Community Development www.state.ma.us/dhcd

MassHousing www.masshousing.com

Michigan State Housing Development Authority www.michigan.gov/mshda

Minnesota Housing www.mhfa.state.mn.us

Mississippi Home Corporation www.mshomecorp.com

Missouri Housing Development Commission www.mhdc.com

Montana Board of Housing/Housing Division http://housing.mt.gov

Nebraska Investment Finance Authority www.nifa.org

Nevada Housing Division www.nvhousing.state.nv.us

New Hampshire Housing Finance Authority www.nhhfa.org

New Jersey Housing and Mortgage Finance Agency www.nj-hmfa.com

New Mexico Mortgage Finance Authority www.housingnm.org

New York City Housing Development Corporation www.nychdc.com

New York State Division of Housing and Community Renewal www.dhcr.state.ny.us

New York State Housing Finance Agency/ State of New York Mortgage Agency www.nyhomes.org

North Carolina Housing Finance Agency www.nchfa.com

North Dakota Housing Finance Agency www.ndhfa.org

Ohio Housing Finance Agency www.ohiohome.org

Oklahoma Housing Finance Agency www.ohfa.org

Oregon Housing and Community Services www.ohcs.oregon.gov

Pennsylvania Housing Finance Agency www.phfa.org

Puerto Rico Housing Finance Authority www.gdp-pur.com

Rhode Island Housing www.rihousing.com

South Carolina State Housing Finance and Development Authority www.schousing.com

South Dakota Housing Development Authority www.sdhda.org

Tennessee Housing Development Agency www.tennessee.gov/thda

Texas Department of Housing and Community Affairs www.tdhca.state.tx.us

Utah Housing Corporation www.utahhousingcorp.org

Vermont Housing Finance Agency www.vhfa.org

Virgin Islands Housing Finance Authority www.vihfa.gov

Virginia Housing Development Authority www.vhda.com

Washington State Housing Finance Commission www.wshfc.org

West Virginia Housing Development Fund www.wvhdf.com

Wisconsin Housing and Economic Development Authority www.wheda.com

Wyoming Community Development Authority www.wyomingcda.com

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