Your Educational Source Consumer Credit and Budget Counseling, Inc

 
CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month? Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

 

Credit Test:

If you are concerned about what joining the Debt Management Program will do to your credit, please take this Credit Test to determine if the Debt Management Program is right for you. Print this form out and complete.

In the last two years have you ever been late with: (Circle your answer)

Your Mortgage/Rent Payments?
Yes
No
Your Credit Card Payments?
Yes
No
Your Personal Loans?
Yes
No
Your Utility Bills?
Yes
No
Are your Credit Card bills at or near their limits?
Yes
No
Do you have any Judgments against you?
Yes
No
Are your wages being attached/garnished?
Yes
No
Are any of your accounts in Collection?
Yes
No
Do you have more than 6 credit cards with balances?
Yes
No
Are you paying Late or Over-Limit Fees?
Yes
No
Do your monthly debt payments, including your mortgage or rent, exceed 36% of your income?
Yes
No
While no creditor looks at credit the same way, if you answered YES to one or more of the previous questions your credit may be less than perfect. The Debt Management Program will allow you to pay back your debts FASTER with a SMALLER payment. By paying your debt and making your payments on time your credit will improve.

 
 

Customer Service: admin@ccbcinfo.org 866-799-2122
 
 

Licensed:Alabama, Colorado, Connecticut, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Montana, New Jersey, New York State Department of Banking, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia Wisconsin.
Registered: Alaska, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Washington, Wyoming.
CCBC does not Advertise for, solicit or contract with New Hampshire Customers
 
 

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

Affiliations and Memberships

COA AccreditatedHUD Approved AgencyACCProsBBB Member in good standing(c) 2007 - 2011

Phone Numbers:

Housing / Bankruptcy
ph: 888-738-8233
fx: 888-738-8234

Customer Service
ph:866-799-2122
fx:954-545-9115

Maryland Disclosure:

By entering into an agreement with the Debt Management Services Provider, the consumer authorizes any financial institution in which the licensee has established a trust account for deposit of the consumer’s funds, to disclose to the Commissioner any financial records relating to the trust account during the course of any investigation or examination of the licensee by the Commissioner. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Credit and Budget Counseling Inc. (License #14-70) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136