Your Educational Source Consumer Credit and Budget Counseling, Inc

 
CC&BC is your home for Credit Counseling and Education
Free debt and budget analysis
Frequently Asked Questions
Your source for finanacial literacy education
Client access to tools to manage your account
Contact us for your financial counseling and educational needs

Learn how to better manage your finances Experienced and Certified Counselors to answer your questions Is your budget is balance or are you struggleing every month? Get your budget analyzed by a Certified Counselor who will compre it to others in similar situations No Cost / No Obligation / Completeley Confidential Analysis of your Debt Situation
Learn the basics about how to buy a homeLearn how to reduce your payments and lower your interest ratesLearn how to budget and manage your financesRequired credit counseling and debtor education for bankruptcy

 

Who We Are


Consumer Credit and Budget Counseling, Inc. is a nonprofit consumer education and financial counseling agency.  Our purpose is to educate individuals and families, enabling them to reach their financial goals and solve their financial problems through financial literacy education, credit counseling, pre and post bankruptcy counseling and education, and comprehensive housing counseling.

Consumer Credit and Budget Counseling, Inc. is committed to promoting consumer education, and provides a number of conferences and seminars on budgeting, credit, and debt management, within the community, as well as nationally through our web site. We publish a wide array of materials, providing educational and technical assistance on credit and budget management.

As a HUD approved housing counselor, CC&BC has contracted with a number of Public Housing Authorities to offer comprehensive homeownership counseling.  CC&BC also provides the required homeownership counseling for many First Time Homeownership grant programs.

Consumer Credit and Budget Counseling, Inc. is approved by the United States Trustee Program to provide pre-filing credit counseling as well as Debtors Education for New Jersey and New York bankruptcy filers.  Under this program CC&BC offers a personal financial education and counseling on the alternatives to resolve credit problems, analyzes the client's budget, their current financial condition, the factors that caused such financial condition, and how the client can develop a plan to respond to the problems without incurring negative amortization of debt.

Public Documents

Annual Report 2008

501(c)3

2007 990 Tax Form

 

 
 

Customer Service: admin@ccbcinfo.org 866-799-2122
 
 

Licensed:Alabama, Colorado, Connecticut, Idaho, Illinois, Indiana, Kansas, Kentucky, Maine, Maryland, Minnesota, Mississippi, Montana, New Jersey, New York State Department of Banking, Oregon, Pennsylvania, South Carolina, Texas, Vermont, Virginia Wisconsin.
Registered: Alaska, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Massachusetts, Missouri, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Dakota, Washington, Wyoming.
CCBC does not Advertise for, solicit or contract with New Hampshire Customers
 
 

Consumer Credit and Budget Counseling
299 South Shore Rd
Marmora, NJ 08223

Affiliations and Memberships

COA AccreditatedHUD Approved AgencyACCProsBBB Member in good standing(c) 2007 - 2011

Phone Numbers:

Housing / Bankruptcy
ph: 888-738-8233
fx: 888-738-8234

Customer Service
ph:866-799-2122
fx:954-545-9115

Maryland Disclosure:

By entering into an agreement with the Debt Management Services Provider, the consumer authorizes any financial institution in which the licensee has established a trust account for deposit of the consumer’s funds, to disclose to the Commissioner any financial records relating to the trust account during the course of any investigation or examination of the licensee by the Commissioner. The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Consumer Credit and Budget Counseling Inc. (License #14-70) at 500 North Calvert Street, Room 402, Baltimore, Maryland 21202, phone 1-888-784-0136